Property Sale Deed Checklist for Pakistan - Free Online Guide with Downloadable Fillable PDF and Word Templates

Buying property in Pakistan requires understanding the Transfer of Property Act, Registration Act, and provincial land revenue laws. This comprehensive guide ensures your property transaction is legally sound.

Legal Framework in Pakistan

Governing Laws

• Transfer of Property Act, 1882: Property transfer principles
• Registration Act, 1908: Registration requirements
• Stamp Act, 1899: Stamp duty provisions
• Land Revenue Act: Provincial land records
• Provincial Land Laws: State-specific regulations

Types of Property

Urban Property:

• Governed by Registration Act
• Registry at Sub-Registrar office
• Stamp duty applicable

Agricultural Land:

• Governed by Land Revenue Act
• Mutation at Patwari/Tehsil level
• Different transfer procedures

Pre-Purchase Verification Checklist

1. Title Verification (Fard)

Obtain and verify Fard (ownership document):

Types of Fard:

• Fard Jamabandi (ownership record)
• Fard Malkiat (possession record)
• Fard Intiqal (mutation record)

Verification Steps:

• Obtain latest Fard from Patwari/Arazi Record Center
• Verify CNIC matches owner in Fard
• Check ownership chain
• Look for any encumbrances or liens

2. Property Tax/Mutation Records

Verify:

• Property tax receipts (last 5-10 years)
• Mutation in seller's name
• No arrears or penalties
• DC rates compliance

3. No Objection Certificate (NOC)

Required From:

• Housing society/authority (for scheme plots)
• Cantonment Board (for cantonment areas)
• Municipal authority (for urban properties)
• Co-owners (if jointly owned)

4. Approved Layout/Map

For constructed properties:

• Approved building plan
• Completion certificate
• No unauthorized construction
• Compliance with bylaws

5. CNIC Verification

Verify seller's identity:

• Match CNIC with property documents
• Verify through NADRA SMS service
• Check for any legal heirs' claims

Registry Process in Pakistan

Documents Required

From Seller:

• Original Fard/Title documents
• CNIC (original and copy)
• Property tax receipts
• NOCs as applicable
• Photographs
• Power of Attorney (if applicable)

From Buyer:

• CNIC (original and copy)
• Photographs
• Payment proof

Stamp Duty Rates

Punjab:

• Urban property: 1-2%
• Agricultural land: 2-3%
• Transfer fee: Additional charges

Sindh:

• General: 2-3%
• Varies by area and type

KPK:

• Standard rates: 2-3%

Registration Fee:

• Generally 1% of property value

Registry Steps

1. Prepare sale deed on stamp paper
2. Calculate stamp duty on DC rate or sale value
3. Pay stamp duty at designated bank
4. Book appointment at Sub-Registrar office
5. Both parties appear with witnesses
6. Biometric/CNIC verification
7. Pay registration fee
8. Registry completed and recorded

Mutation (Intiqal)

After registry, mutation is required:

1. Apply to Patwari/Revenue office
2. Submit registered sale deed copy
3. Pay mutation fee
4. Verification process
5. Entry in land records
6. Obtain new Fard in buyer's name

Provincial Variations

Punjab

• E-stamping available
• PITB online services for some records
• Arazi Record Centers for Fard
• DC rate applies for stamp duty

Sindh

• Karachi has different procedures
• Higher stamp duty in urban areas
• Society NOCs mandatory for DHA, Bahria, etc.

Islamabad Capital Territory

• CDA procedures for CDA sectors
• ICT administration rules
• Higher property values

Cantonment Areas

• Cantonment Board NOC mandatory
• Different fee structures
• Additional approvals required

Common Fraud Risks

Beware Of:

• Fake Fards or documents
• Benami transactions
• Disputed properties
• Properties under litigation
• Forged POAs
• Unauthorized construction

Protection Measures:

• Verify Fard from source
• Check CNIC authenticity
• Physical property inspection
• Legal opinion from property lawyer
• Title search through lawyers

Special Considerations

For Overseas Pakistanis

• Can purchase property through registered POA
• Embassy-attested documents accepted
• Caution with agent-based purchases
• Consider hiring local lawyer

For Housing Society Plots

• Verify society registration
• Check development status
• Obtain society NOC
• Transfer membership first
• Then proceed with registry

For Agricultural Land

• Different procedure than urban property
• Mutation through Revenue Department
• 12.5 acres ownership limit (varies)
• Some restrictions on sale to non-agriculturists

Post-Purchase Formalities

Immediate Steps

1. Complete mutation in Revenue records
2. Update property tax records
3. Transfer utility connections
4. Society membership transfer
5. Secure original documents

Download Free Pakistani Property Sale Deed Templates

Our website offers free, fillable property sale deed templates for Pakistan in PDF and Word formats:

• Residential Property Sale Deed
• Commercial Property Sale Deed
• Plot/Land Sale Deed
• Agreement to Sell
• Possession Letter
• Gift Deed (Hiba Nama)

All templates are updated with current legal requirements and include proper CNIC verification fields.